This
page gives some visual detail as to what it looks like when you need a new roof.
Notice
the deterioration of the shingles in these three pictures.
Moss
growing on the south side of a roof can speed up the deterioration process
of the shingles if left alone.
Notice
the holes in the channel. This isn't a sign for a whole new roof, but
just a repair. This small problem can likely turn into a larger structural
problem over time.
This
is a sign that your gutters are clogged, or you have some sort of drainage
problem. After a while, buildup of leaves and mud will speed up the deterioration
process.